Saving as much time as possible

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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Which of the following is a core benefit of Medicare supplemental insurance?

A) At-home recovery.
B) First 3 pints of blood each year.
C) Preventive care.
D) Basic drugs limit of $1,250.

2. Term life insurance differs from permanent life insurance in that MOST often, term life insurance

A) has a longer premium payment period.
B) remains in force for a specific period of time.
C) accumulates a much smaller cash value.
D) is automatically renewable at the end of the term period.

3. The ownership provision of a life insurance policy states that during the insured individual's lifetime, the rights and privileges belong to the

A) insured individual's family
B) insured individual only
C) owner only
D) beneficiaries

4. One advantage of a whole life insurance policy is that it offers

A) Liberal underwriting guidelines.
B) Variable premium amounts.
C) Initial lower premiums.
D) Permanent coverage.

5. Premiums paid by the insured for personally owned disability income insurance are

A) partially tax deductible.
B) tax deferred.
C) tax deductible.
D) not tax deductible.

Solutions: